Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$270,773$270,773$773,451
Remaining term (yrs)15.615.630.0
Secondary amount$0$502,678$0
Funding fee$0$0$0
Note rate3.900%3.900%7.400%
Blended rate4.750%6.700%7.640%
1st payment$1,919.69$1,919.69$5,355.22
2nd payment$0.00$3,246.46$0.00
Taxes / mo$456.83$456.83$456.83
Insurance / mo$216.67$216.67$216.67
MI / mo$288.29$288.29$154.69
HOA / mo$225.00$225.00$225.00
Total monthly$3,106.48$6,352.94$6,408.41
Cash to close$588,617$85,939$85,939