Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$503,949	$503,949	$585,000
Remaining term (yrs)	25.8	25.8	30.0
Secondary amount	$0	$81,051	$0
Funding fee	$2,520	$2,520	$0
Note rate	5.520%	5.520%	7.400%
Blended rate	5.520%	6.002%	7.640%
1st payment	$3,050.02	$3,050.02	$4,050.42
2nd payment	$0.00	$607.88	$0.00
Taxes / mo	$551.83	$551.83	$551.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$117.00
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$3,853.52	$4,461.40	$4,970.92
Cash to close	$146,051	$65,000	$65,000