Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$365,688	$359,100
Remaining term (yrs)	26.4	30.0
Secondary amount	$0	$0
Funding fee	$1,828	$0
Note rate	6.150%	7.400%
Blended rate	6.150%	7.640%
1st payment	$2,333.34	$2,486.34
2nd payment	$0.00	$0.00
Taxes / mo	$362.42	$362.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$71.82
HOA / mo	$44.00	$44.00
Total monthly	$2,889.76	$3,114.57
Cash to close	$33,312	$39,900