Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$262,721	$262,721	$481,499
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$218,779	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	5.868%	7.640%
1st payment	$1,354.82	$1,354.82	$3,333.80
2nd payment	$0.00	$1,412.94	$0.00
Taxes / mo	$382.92	$382.92	$382.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$215.05	$215.05	$96.30
HOA / mo	$109.00	$109.00	$109.00
Total monthly	$2,228.45	$3,641.40	$4,088.69
Cash to close	$272,278	$53,500	$53,500