Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$378,617$378,617$404,910
Remaining term (yrs)25.925.930.0
Secondary amount$0$26,293$0
Funding fee$0$0$0
Note rate5.410%5.410%7.400%
Blended rate6.260%6.438%7.640%
1st payment$2,263.08$2,263.08$2,803.52
2nd payment$0.00$197.20$0.00
Taxes / mo$166.33$166.33$166.33
Insurance / mo$150.00$150.00$150.00
MI / mo$285.16$285.16$80.98
HOA / mo$65.00$65.00$65.00
Total monthly$2,929.57$3,126.77$3,265.83
Cash to close$71,283$44,990$44,990