Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$176,643	$176,643	$287,999
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$111,356	$0
Funding fee	$0	$0	$0
Note rate	3.610%	3.610%	7.400%
Blended rate	4.460%	5.829%	7.640%
1st payment	$938.62	$938.62	$1,994.05
2nd payment	$0.00	$742.37	$0.00
Taxes / mo	$107.75	$107.75	$107.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.06	$146.06	$57.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,342.43	$2,084.80	$2,309.40
Cash to close	$143,356	$32,000	$32,000