Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$160,320	$160,320	$292,050
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$131,730	$0
Funding fee	$802	$802	$0
Note rate	6.260%	6.260%	7.400%
Blended rate	6.260%	7.045%	7.640%
1st payment	$997.84	$997.84	$2,022.10
2nd payment	$0.00	$878.20	$0.00
Taxes / mo	$88.08	$88.08	$88.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$58.41
HOA / mo	$103.00	$103.00	$103.00
Total monthly	$1,338.92	$2,217.12	$2,421.59
Cash to close	$164,180	$32,450	$32,450