Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$371,847	$371,847	$422,100
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$50,253	$0
Funding fee	$1,859	$1,859	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.070%	3.776%	7.640%
1st payment	$1,761.36	$1,761.36	$2,922.54
2nd payment	$0.00	$376.90	$0.00
Taxes / mo	$163.25	$163.25	$163.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,091.28	$2,468.18	$3,336.87
Cash to close	$97,153	$46,900	$46,900