Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$676,119$676,119$769,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$93,381$0
Funding fee$3,381$3,381$0
Note rate2.770%2.770%7.400%
Blended rate2.770%3.526%7.640%
1st payment$3,111.58$3,111.58$5,327.86
2nd payment$0.00$700.36$0.00
Taxes / mo$337.83$337.83$337.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$153.90
HOA / mo$100.00$100.00$100.00
Total monthly$3,766.08$4,466.44$6,136.26
Cash to close$178,881$85,500$85,500