Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$267,532	$267,532	$332,100
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$64,568	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	4.932%	7.640%
1st payment	$1,268.71	$1,268.71	$2,299.39
2nd payment	$0.00	$484.26	$0.00
Taxes / mo	$77.50	$77.50	$77.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$210.45	$210.45	$66.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,706.66	$2,190.92	$2,593.31
Cash to close	$101,468	$36,900	$36,900