Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$267,046$267,046$292,500
Remaining term (yrs)26.826.830.0
Secondary amount$0$25,454$0
Funding fee$0$0$0
Note rate6.710%6.710%7.400%
Blended rate7.260%7.411%7.640%
1st payment$1,788.56$1,788.56$2,025.21
2nd payment$0.00$190.91$0.00
Taxes / mo$46.00$46.00$46.00
Insurance / mo$150.00$150.00$150.00
MI / mo$126.91$126.91$58.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,111.47$2,302.37$2,279.71
Cash to close$57,954$32,500$32,500