Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$203,229$203,229$382,500
Remaining term (yrs)15.615.630.0
Secondary amount$0$179,271$0
Funding fee$1,016$1,016$0
Note rate3.950%3.950%7.400%
Blended rate3.950%5.848%7.640%
1st payment$1,445.94$1,445.94$2,648.35
2nd payment$0.00$1,195.14$0.00
Taxes / mo$161.08$161.08$161.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$30.00$30.00$30.00
Total monthly$1,787.02$2,982.16$3,065.94
Cash to close$221,771$42,500$42,500