Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$605,586$605,586$629,910
Remaining term (yrs)24.724.730.0
Secondary amount$0$59,319$0
Funding fee$3,028$3,028$0
Note rate2.940%2.940%7.400%
Blended rate2.940%3.737%7.640%
1st payment$2,865.87$2,865.87$4,361.37
2nd payment$0.00$587.01$0.00
Taxes / mo$442.67$442.67$442.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.98
HOA / mo$0.00$0.00$0.00
Total monthly$3,475.20$4,062.21$5,096.68
Cash to close$94,314$34,995$69,990