Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$282,368	$282,368	$377,099
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$94,731	$0
Funding fee	$1,412	$1,412	$0
Note rate	2.660%	2.660%	7.400%
Blended rate	2.660%	4.253%	7.640%
1st payment	$1,311.34	$1,311.34	$2,610.96
2nd payment	$0.00	$710.49	$0.00
Taxes / mo	$87.00	$87.00	$87.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.42
HOA / mo	$135.00	$135.00	$135.00
Total monthly	$1,683.34	$2,393.83	$3,058.38
Cash to close	$136,631	$41,900	$41,900