Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$515,425$515,425$535,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$49,825$0
Funding fee$0$0$0
Note rate6.630%6.630%7.400%
Blended rate7.180%7.594%7.640%
1st payment$3,465.44$3,465.44$3,707.69
2nd payment$0.00$493.06$0.00
Taxes / mo$413.42$413.42$413.42
Insurance / mo$166.67$166.67$166.67
MI / mo$239.25$239.25$107.10
HOA / mo$60.00$60.00$60.00
Total monthly$4,344.77$4,837.83$4,454.88
Cash to close$79,575$29,750$59,500