Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$482,041	$482,041	$539,899
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$57,859	$0
Funding fee	$0	$0	$0
Note rate	6.430%	6.430%	7.400%
Blended rate	6.980%	7.196%	7.640%
1st payment	$3,145.80	$3,145.80	$3,738.15
2nd payment	$0.00	$433.94	$0.00
Taxes / mo	$497.42	$497.42	$497.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$229.78	$229.78	$107.98
HOA / mo	$105.00	$105.00	$105.00
Total monthly	$4,144.67	$4,578.61	$4,615.22
Cash to close	$117,847	$59,989	$59,989