Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$319,487$319,487$337,410
Remaining term (yrs)25.025.030.0
Secondary amount$0$36,668$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%4.587%7.640%
1st payment$1,491.72$1,491.72$2,336.16
2nd payment$0.00$362.86$0.00
Taxes / mo$134.50$134.50$134.50
Insurance / mo$150.00$150.00$150.00
MI / mo$253.86$253.86$67.48
HOA / mo$82.00$82.00$82.00
Total monthly$2,112.08$2,474.94$2,770.14
Cash to close$55,413$18,745$37,490