Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$657,271	$657,271	$674,100
Remaining term (yrs)	27.8	27.8	30.0
Secondary amount	$0	$54,279	$0
Funding fee	$3,286	$3,286	$0
Note rate	4.875%	4.875%	7.400%
Blended rate	4.875%	5.409%	7.640%
1st payment	$3,594.38	$3,594.38	$4,667.33
2nd payment	$0.00	$537.13	$0.00
Taxes / mo	$591.08	$591.08	$591.08
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$134.82
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$4,462.13	$4,999.26	$5,669.90
Cash to close	$91,729	$37,450	$74,900