Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$445,227$445,227$494,910
Remaining term (yrs)24.624.630.0
Secondary amount$0$49,683$0
Funding fee$2,226$2,226$0
Note rate3.090%3.090%7.400%
Blended rate3.090%3.683%7.640%
1st payment$2,146.51$2,146.51$3,426.66
2nd payment$0.00$372.63$0.00
Taxes / mo$199.67$199.67$199.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$73.00$73.00$73.00
Total monthly$2,585.84$2,958.47$3,964.97
Cash to close$104,673$54,990$54,990