Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$138,882$138,882$202,500
Remaining term (yrs)19.219.230.0
Secondary amount$0$63,618$0
Funding fee$694$694$0
Note rate3.950%3.950%7.400%
Blended rate3.950%5.537%7.640%
1st payment$856.96$856.96$1,402.07
2nd payment$0.00$477.14$0.00
Taxes / mo$36.67$36.67$36.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$40.50
HOA / mo$286.00$286.00$286.00
Total monthly$1,329.62$1,806.76$1,915.24
Cash to close$86,118$22,500$22,500