Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$393,841$393,841$472,500
Remaining term (yrs)23.723.730.0
Secondary amount$0$78,659$0
Funding fee$1,969$1,969$0
Note rate3.230%3.230%7.400%
Blended rate3.230%4.191%7.640%
1st payment$1,976.22$1,976.22$3,271.49
2nd payment$0.00$589.94$0.00
Taxes / mo$437.92$437.92$437.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$93.33$93.33$93.33
Total monthly$2,674.13$3,264.07$4,063.91
Cash to close$131,159$52,500$52,500