Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$358,567$358,567$364,500
Remaining term (yrs)28.028.030.0
Secondary amount$0$26,183$0
Funding fee$1,793$1,793$0
Note rate6.490%6.490%7.400%
Blended rate6.490%6.856%7.640%
1st payment$2,315.24$2,315.24$2,523.72
2nd payment$0.00$259.10$0.00
Taxes / mo$142.08$142.08$142.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.90
HOA / mo$36.67$36.67$36.67
Total monthly$2,644.00$2,903.10$2,925.38
Cash to close$46,433$20,250$40,500