Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$7,186$7,186$441,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$433,814$0
Funding fee$0$0$0
Note rate6.950%6.950%7.400%
Blended rate7.500%7.746%7.640%
1st payment$50.25$50.25$3,053.39
2nd payment$0.00$2,801.72$0.00
Taxes / mo$409.50$409.50$409.50
Insurance / mo$166.67$166.67$166.67
MI / mo$3.41$3.41$88.20
HOA / mo$37.00$37.00$37.00
Total monthly$666.82$3,468.54$3,754.76
Cash to close$482,814$49,000$49,000