Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$426,499$426,499$539,999
Remaining term (yrs)24.824.830.0
Secondary amount$0$113,500$0
Funding fee$2,132$2,132$0
Note rate2.980%2.980%7.400%
Blended rate2.980%4.035%7.640%
1st payment$2,022.62$2,022.62$3,738.84
2nd payment$0.00$756.67$0.00
Taxes / mo$489.75$489.75$489.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.00
HOA / mo$93.33$93.33$93.33
Total monthly$2,772.37$3,529.03$4,596.59
Cash to close$173,500$60,000$60,000