Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$314,503	$314,503	$566,899
Remaining term (yrs)	17.1	17.1	30.0
Secondary amount	$0	$252,396	$0
Funding fee	$1,573	$1,573	$0
Note rate	4.650%	4.650%	7.400%
Blended rate	4.650%	6.030%	7.640%
1st payment	$2,212.08	$2,212.08	$3,925.10
2nd payment	$0.00	$1,630.06	$0.00
Taxes / mo	$418.83	$418.83	$418.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$113.38
HOA / mo	$15.83	$15.83	$15.83
Total monthly	$2,813.41	$4,443.47	$4,639.81
Cash to close	$315,385	$62,989	$62,989