Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$786,046$786,046$900,000
Remaining term (yrs)25.625.630.0
Secondary amount$0$113,954$0
Funding fee$3,930$3,930$0
Note rate4.480%4.480%7.400%
Blended rate4.480%4.926%7.640%
1st payment$4,291.42$4,291.42$6,231.42
2nd payment$0.00$759.69$0.00
Taxes / mo$638.92$638.92$638.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$180.00
HOA / mo$85.00$85.00$85.00
Total monthly$5,232.01$5,991.70$7,352.00
Cash to close$213,954$100,000$100,000