Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$384,257$384,257$427,500
Remaining term (yrs)25.425.430.0
Secondary amount$0$43,243$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%4.461%7.640%
1st payment$1,818.33$1,818.33$2,959.92
2nd payment$0.00$324.32$0.00
Taxes / mo$221.17$221.17$221.17
Insurance / mo$166.67$166.67$166.67
MI / mo$301.62$301.62$85.50
HOA / mo$121.00$121.00$121.00
Total monthly$2,628.79$2,953.11$3,554.26
Cash to close$90,743$47,500$47,500