Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$199,483$199,483$269,910
Remaining term (yrs)24.524.530.0
Secondary amount$0$70,427$0
Funding fee$0$0$0
Note rate2.810%2.810%7.400%
Blended rate3.660%5.053%7.640%
1st payment$937.22$937.22$1,868.80
2nd payment$0.00$528.20$0.00
Taxes / mo$103.67$103.67$103.67
Insurance / mo$150.00$150.00$150.00
MI / mo$161.36$161.36$53.98
HOA / mo$211.00$211.00$211.00
Total monthly$1,563.24$2,091.44$2,387.45
Cash to close$100,417$29,990$29,990