Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$463,347$463,347$472,491
Remaining term (yrs)25.325.330.0
Secondary amount$0$35,393$0
Funding fee$2,317$2,317$0
Note rate3.050%3.050%7.400%
Blended rate3.050%3.676%7.640%
1st payment$2,185.17$2,185.17$3,271.43
2nd payment$0.00$350.24$0.00
Taxes / mo$172.67$172.67$172.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$16.00$16.00$16.00
Total monthly$2,540.51$2,890.75$3,721.26
Cash to close$61,643$26,250$52,499