Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$69,383	$69,383	$207,000
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$137,617	$0
Funding fee	$0	$0	$0
Note rate	4.050%	4.050%	7.400%
Blended rate	4.900%	6.961%	7.640%
1st payment	$413.44	$413.44	$1,433.23
2nd payment	$0.00	$917.45	$0.00
Taxes / mo	$71.50	$71.50	$71.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$60.97	$60.97	$41.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$695.92	$1,613.36	$1,696.13
Cash to close	$160,617	$23,000	$23,000