Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$417,984	$417,984	$463,950
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$45,966	$0
Funding fee	$2,090	$2,090	$0
Note rate	6.090%	6.090%	7.400%
Blended rate	6.090%	6.378%	7.640%
1st payment	$2,651.37	$2,651.37	$3,212.30
2nd payment	$0.00	$344.74	$0.00
Taxes / mo	$408.17	$408.17	$408.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$92.79
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$3,311.20	$3,655.94	$3,964.92
Cash to close	$97,516	$51,550	$51,550