Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$811,647	$811,647	$854,100
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$42,453	$0
Funding fee	$4,058	$4,058	$0
Note rate	6.310%	6.310%	7.400%
Blended rate	6.310%	6.444%	7.640%
1st payment	$5,266.81	$5,266.81	$5,913.62
2nd payment	$0.00	$318.40	$0.00
Taxes / mo	$423.58	$423.58	$423.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$170.82
HOA / mo	$118.00	$118.00	$118.00
Total monthly	$6,025.06	$6,343.46	$6,842.69
Cash to close	$137,353	$94,900	$94,900