Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$65,986$65,986$202,500
Remaining term (yrs)29.029.030.0
Secondary amount$0$136,514$0
Funding fee$0$0$0
Note rate6.580%6.580%7.400%
Blended rate7.130%7.717%7.640%
1st payment$424.83$424.83$1,402.07
2nd payment$0.00$910.09$0.00
Taxes / mo$73.75$73.75$73.75
Insurance / mo$150.00$150.00$150.00
MI / mo$30.55$30.55$40.50
HOA / mo$245.00$245.00$245.00
Total monthly$924.13$1,834.22$1,911.32
Cash to close$159,014$22,500$22,500