Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$162,290	$162,290	$621,000
Remaining term (yrs)	15.5	15.5	30.0
Secondary amount	$0	$458,710	$0
Funding fee	$811	$811	$0
Note rate	3.980%	3.980%	7.400%
Blended rate	3.980%	6.765%	7.640%
1st payment	$1,161.55	$1,161.55	$4,299.68
2nd payment	$0.00	$2,962.50	$0.00
Taxes / mo	$218.92	$218.92	$218.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$124.20
HOA / mo	$45.00	$45.00	$45.00
Total monthly	$1,592.13	$4,554.64	$4,854.46
Cash to close	$527,710	$69,000	$69,000