Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$213,765	$213,765	$385,999
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$172,234	$0
Funding fee	$0	$0	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	3.680%	5.608%	7.640%
1st payment	$1,016.09	$1,016.09	$2,672.58
2nd payment	$0.00	$1,148.23	$0.00
Taxes / mo	$143.00	$143.00	$143.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$174.48	$174.48	$77.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,483.58	$2,631.80	$3,042.78
Cash to close	$215,123	$42,889	$42,889