Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$250,286	$250,286	$427,410
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$177,124	$0
Funding fee	$0	$0	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	3.530%	5.382%	7.640%
1st payment	$1,164.89	$1,164.89	$2,959.30
2nd payment	$0.00	$1,180.83	$0.00
Taxes / mo	$416.08	$416.08	$416.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$203.97	$203.97	$85.48
HOA / mo	$114.00	$114.00	$114.00
Total monthly	$2,065.61	$3,246.43	$3,741.53
Cash to close	$224,614	$47,490	$47,490