Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$212,908$212,908$292,410
Remaining term (yrs)22.822.830.0
Secondary amount$0$79,502$0
Funding fee$1,065$1,065$0
Note rate3.820%3.820%7.400%
Blended rate3.820%5.228%7.640%
1st payment$1,163.07$1,163.07$2,024.59
2nd payment$0.00$596.26$0.00
Taxes / mo$130.33$130.33$130.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.48
HOA / mo$280.00$280.00$280.00
Total monthly$1,723.40$2,319.67$2,643.40
Cash to close$111,992$32,490$32,490