Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$276,070	$276,070	$485,999
Remaining term (yrs)	28.8	28.8	30.0
Secondary amount	$0	$209,929	$0
Funding fee	$1,380	$1,380	$0
Note rate	6.630%	6.630%	7.400%
Blended rate	6.630%	7.114%	7.640%
1st payment	$1,789.82	$1,789.82	$3,364.96
2nd payment	$0.00	$1,355.79	$0.00
Taxes / mo	$280.67	$280.67	$280.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$97.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,237.16	$3,592.95	$3,909.49
Cash to close	$263,929	$54,000	$54,000