Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$468,170$468,170$517,499
Remaining term (yrs)26.626.630.0
Secondary amount$0$49,329$0
Funding fee$0$0$0
Note rate6.540%6.540%7.400%
Blended rate7.090%7.272%7.640%
1st payment$3,091.63$3,091.63$3,583.06
2nd payment$0.00$369.97$0.00
Taxes / mo$487.75$487.75$487.75
Insurance / mo$166.67$166.67$166.67
MI / mo$223.25$223.25$103.50
HOA / mo$105.00$105.00$105.00
Total monthly$4,074.30$4,444.26$4,445.98
Cash to close$106,829$57,500$57,500