Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$350,683$350,683$386,100
Remaining term (yrs)25.825.830.0
Secondary amount$0$35,417$0
Funding fee$0$0$0
Note rate5.520%5.520%7.400%
Blended rate6.370%6.611%7.640%
1st payment$2,122.42$2,122.42$2,673.28
2nd payment$0.00$265.63$0.00
Taxes / mo$151.50$151.50$151.50
Insurance / mo$150.00$150.00$150.00
MI / mo$264.19$264.19$77.22
HOA / mo$72.00$72.00$72.00
Total monthly$2,760.11$3,025.74$3,124.00
Cash to close$78,317$42,900$42,900