Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$403,597$403,597$522,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$118,403$0
Funding fee$2,018$2,018$0
Note rate4.170%4.170%7.400%
Blended rate4.170%5.039%7.640%
1st payment$2,136.46$2,136.46$3,614.22
2nd payment$0.00$789.36$0.00
Taxes / mo$553.00$553.00$553.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$104.40
HOA / mo$98.00$98.00$98.00
Total monthly$2,954.13$3,743.49$4,536.29
Cash to close$176,403$58,000$58,000