Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$189,995	$189,995	$373,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$183,505	$0
Funding fee	$950	$950	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	2.830%	5.370%	7.640%
1st payment	$898.82	$898.82	$2,586.04
2nd payment	$0.00	$1,223.36	$0.00
Taxes / mo	$159.67	$159.67	$159.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.70
HOA / mo	$96.00	$96.00	$96.00
Total monthly	$1,304.48	$2,527.85	$3,066.41
Cash to close	$225,005	$41,500	$41,500