Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$218,407	$218,407	$341,100
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$122,693	$0
Funding fee	$0	$0	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	3.530%	5.138%	7.640%
1st payment	$1,014.07	$1,014.07	$2,361.71
2nd payment	$0.00	$817.95	$0.00
Taxes / mo	$106.58	$106.58	$106.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$177.56	$177.56	$68.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,448.21	$2,266.16	$2,686.51
Cash to close	$160,593	$37,900	$37,900