Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$309,908$309,908$337,499
Remaining term (yrs)25.025.030.0
Secondary amount$0$27,591$0
Funding fee$1,550$1,550$0
Note rate2.900%2.900%7.400%
Blended rate2.900%3.399%7.640%
1st payment$1,446.99$1,446.99$2,336.78
2nd payment$0.00$206.93$0.00
Taxes / mo$137.17$137.17$137.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.50
HOA / mo$123.00$123.00$123.00
Total monthly$1,857.16$2,064.09$2,814.44
Cash to close$65,091$37,500$37,500