Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$298,321$298,321$360,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$61,679$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%4.815%7.640%
1st payment$1,417.78$1,417.78$2,492.57
2nd payment$0.00$462.59$0.00
Taxes / mo$319.50$319.50$319.50
Insurance / mo$150.00$150.00$150.00
MI / mo$235.18$235.18$72.00
HOA / mo$180.00$180.00$180.00
Total monthly$2,302.46$2,765.05$3,214.07
Cash to close$101,679$40,000$40,000