Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$257,587	$252,000
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	4.170%	7.400%
Blended rate	5.020%	7.640%
1st payment	$1,363.56	$1,744.80
2nd payment	$0.00	$0.00
Taxes / mo	$71.67	$71.67
Insurance / mo	$150.00	$150.00
MI / mo	$198.22	$50.40
HOA / mo	$250.00	$250.00
Total monthly	$2,033.44	$2,266.86
Cash to close	$22,413	$28,000