Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$369,347	$310,500
Remaining term (yrs)	27.6	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	7.220%	7.400%
Blended rate	7.770%	7.640%
1st payment	$2,571.05	$2,149.84
2nd payment	$0.00	$0.00
Taxes / mo	$344.75	$344.75
Insurance / mo	$150.00	$150.00
MI / mo	$173.26	$62.10
HOA / mo	$257.00	$257.00
Total monthly	$3,496.06	$2,963.69
Cash to close	$0	$34,500