Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$498,424$498,424$570,105
Remaining term (yrs)25.525.530.0
Secondary amount$0$71,681$0
Funding fee$2,492$2,492$0
Note rate4.170%4.170%7.400%
Blended rate4.170%4.777%7.640%
1st payment$2,638.44$2,638.44$3,947.29
2nd payment$0.00$537.61$0.00
Taxes / mo$240.25$240.25$240.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$114.02
HOA / mo$45.00$45.00$45.00
Total monthly$3,090.35$3,627.96$4,513.23
Cash to close$135,026$63,345$63,345