Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$409,030$409,030$494,100
Remaining term (yrs)24.724.730.0
Secondary amount$0$85,070$0
Funding fee$2,045$2,045$0
Note rate2.990%2.990%7.400%
Blended rate2.990%4.025%7.640%
1st payment$1,946.29$1,946.29$3,421.05
2nd payment$0.00$638.02$0.00
Taxes / mo$241.83$241.83$241.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.82
HOA / mo$60.67$60.67$60.67
Total monthly$2,415.46$3,053.48$3,989.04
Cash to close$139,970$54,900$54,900