Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$214,490	$214,490	$245,700
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$31,210	$0
Funding fee	$0	$0	$0
Note rate	3.230%	3.230%	7.400%
Blended rate	4.080%	4.705%	7.640%
1st payment	$1,076.27	$1,076.27	$1,701.18
2nd payment	$0.00	$234.07	$0.00
Taxes / mo	$96.00	$96.00	$96.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$175.61	$175.61	$49.14
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,497.88	$1,731.96	$1,996.32
Cash to close	$58,510	$27,300	$27,300